Shelley Espinosa is an accomplished professional with extensive experience in commercial loan administration, currently serving as AVP, CRED and Construction Loan Administration Manager at Umpqua Bank since July 2014. With a proven track record in managing complex Commercial Real Estate construction and term loans, responsibilities include oversight of loan documentation, closing processes, and post-closing activities, while closely collaborating with the Commercial Real Estate Production Team to ensure compliance with loan approval terms and credit policies. Previous positions include Assistant Vice President/Senior Loan Administrator at Bank of the West, Senior Asset Analyst at Situs, and Sr. Loan Closing Officer at Pacific National Bank. Educational background includes studies at Diablo Valley College.