Tom Cook

Tom Cook is an experienced finance professional currently serving as a Sr. Middle Market Underwriter at Umpqua Bank since September 2024. With a strong background in credit analysis and risk assessment, Tom has held multiple leadership roles, including Vice President and Senior Credit Analyst at First Northern Bank, where responsibilities included compiling Loan Credit Reports and optimizing credit services workflows. Previous experience includes managing a $70 million portfolio at Farmers & Merchants Bank while overlooking the Credit Analysis Team, and successfully establishing a commercial bank branch in Sacramento. Tom holds a Bachelor of Science in Business Administration from Humboldt State University.