Dr. Sorin M. Vlad

Dr. Sorin M. Vlad has over 15 years of experience in the banking and financial industry. Dr. Sorin M. currently works as the Head of Credit Risk Modelling at UniCredit Bank Romania since July 2019. In this role, they lead two teams and collaborates with the business side on retail portfolio sourcing and digitalization programs. Dr. Sorin M. is responsible for managing the group's local rating systems for all credit segments.

Prior to this, Dr. Vlad held the position of Head of Group Wide Credit Risk Modelling at UniCredit from July 2016 to July 2019. In this role, they managed the group's wide rating systems for various credit segments such as sovereign, banks, multinationals, and global project finance. Dr. Sorin M. was involved in model development activities for credit risk parameters and played an integral role in enhancing tools and testing user acceptance.

From November 2007 to June 2016, Dr. Vlad worked at UniCredit Tiriac Bank as the Lead on Basel II&III Credit Risk Methods and Methodologies. Dr. Sorin M. spearheaded the IRB program for local credit segments and established a specialized modelling team. Dr. Sorin M.'sexpertise primarily revolved around IRB rating systems and the Pillar II credit portfolio model.

Dr. Vlad began their career as a Senior Consultant on Financial Markets at Deloitte Romania in July 2007. Dr. Sorin M. then worked as a Financial Risk Officer/Risk Management at Credit Europe Bank Romania from January 2005 to July 2007. Prior to that, they served as a Teaching Assistant at the Academy of Economic Studies in Bucharest from November 2003 to December 2004.

Overall, Dr. Sorin M. Vlad's work experience showcases their in-depth knowledge and expertise in credit risk modelling and management.

Dr. Sorin M. Vlad received a Doctor of Philosophy (PhD) degree in Mathematics and Statistics from the Academy of Economic Studies, Bucharest, Romania in 2015.