Union Bank of the Philippines
Joaquin Miguel Villamanca is currently a LEAD Management Trainee and Assistant Manager in the Treasury Risk and Subsidiaries Risk Oversight at UnionBank of the Philippines, where responsibilities include analyzing market risk reports and collaborating on treasury risk strategies. Previously, in the Credit Policy and Portfolio Review Department, Joaquin led significant credit portfolio reviews and assessed commercial banking credit risks. Other experience includes an Analytics and Insights Internship at NielsenIQ, where market performance for Japan Tobacco International and Coca-Cola was analyzed, and a Central Team Admin Services Internship at WTW, supporting operational tasks and team productivity. Earlier roles include an Equity Research Internship at BPI Securities Corporation, contributing to financial models and research, and leadership positions in the University Student Government at De La Salle University. Joaquin holds a dual degree in BS in Applied Economics Major in Financial Economics and BS in Business Management from De La Salle University.
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Union Bank of the Philippines
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Union Bank of the Philippines (the Bank) offers a range of products and services, such as deposit and related services; corporate and middle market lending, and consumer finance loans, such as mortgage, auto loans and credit card; investment, treasury and capital market; trust and fund management; remittance, cash management and electronic banking, and preneed insurance. The Bank's segments include Consumer Banking, which handles individual customers' deposits and provides consumer type loans, such as automobiles and mortgage financing, credit card facilities and funds transfer facilities; Corporate and Commercial Banking, which handles loans and other credit facilities, and deposit and current accounts for corporate, institutional, small and medium enterprises, and middle market customers; Treasury, which manages the Bank's liquidity and funding requirements, and handling transactions, and Headquarter, which includes corporate management, support and administrative units.