United Arab Bank
Huma Naz currently serves as the Head of Retail Governance & Consumer Protection at United Arab Bank since May 2023. Prior to this role, Huma held various leadership positions at Mashreq Bank from March 2019 to April 2023, including VP Manager in Business Controls & Governance and AVP in Internal Control, Operational Risk & Governance for the Retail Banking Group, focusing on risk frameworks and control self-assessments. Huma's earlier experience includes a Senior Manager role in Operational Risk at Noor Bank, where similar responsibilities for risk and control frameworks were undertaken. Huma also has a background in Consumer Portfolio & Product Management and was involved in sales governance at both Noor Bank and Standard Chartered Bank from August 2001 to August 2008. Huma holds an MBA in Marketing from the Institute of Business Administration, completed in 2000.
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United Arab Bank
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United Arab Bank was incorporated in 1975 as a private joint stock company in the Emirate of Sharjah, United Arab Emirates. UAB is acknowledged as an established, leading financial solutions provider to the growing commercial and industrial base across the UAE. The legal form of the Bank was converted to a public joint stock company pursuant to Emiri Decree No. 17/82 issued by His Highness the Ruler of the Emirate of Sharjah on 29th July 1982. On 21st March 2005, the Bank’s issued share capital was listed on the Abu Dhabi Securities Exchange. UAB offers its customers a comprehensive suite of Corporate and Institutional Banking services supported by Trade Finance, Retail Banking and Treasury services, in addition to Islamic Banking solutions, thus positioning the Bank as the partner of choice among major corporate clientele segments. As at 31st December 2015 the Bank was ranked 11th amongst listed banks in the UAE in terms of market capitalization. In December 2007, UAB became part of a banking alliance upon the acquisition of 40% interest by The Commercial Bank, Qatar's largest private sector bank. UAB's strong financial performance in subsequent years is indicative of the benefits gleaned from its strategic alliance with the Qatari Bank. The Commercial Bank has similar alliances with National Bank of Oman (NBO) and Alternatifbank in Turkey, thus providing a solid platform for all three banks to grow strongly as we move forward. The Bank is rated Baa2 by Moody's with Stable Outlook.