Julie Mizrachi Gaines

Svp, Structured Finance Group at United Community Bank

Julie Mizrachi Gaines is an accomplished finance professional with extensive experience in structured finance and commercial lending. Currently serving as Senior Vice President of the Structured Finance Group at United Community Bank since August 2021, Julie focuses on financing companies in the Southeast USA with asset-based working capital lines of credit. As CEO of Heart Centered Living, Inc. since November 2017, Julie is dedicated to sourcing and distributing natural health products globally. Prior roles include Senior Vice President at eCapital Corp. and FL/NC/SC Markets Manager, and CEO positions at Abundant Solutions, Inc. and other financial institutions. Julie's career spans various roles in banking and finance, showcasing a commitment to supporting businesses with capital needs across different stages of growth. Julie holds a BS in Public Administration from Florida State University.

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