Dipakkumar Sonaiya

Dipakkumar Sonaiya is an experienced credit management professional with a strong background in handling various loan products across multiple financial institutions. Currently serving as a Credit Manager at Unity Small Finance Bank since June 2024, Dipakkumar previously held key roles at Aadhar Housing Finance Ltd., Sarvagram Fincare Pvt Ltd, and Fullerton India Credit Company Ltd., managing products such as Home Loans (HL), Loan Against Property (LAP), and Business Loans (BL). With foundational experience in auto finance and team leadership from earlier roles at HDB Financial Services Ltd. and Shriram Transport Finance Company Limited, Dipakkumar's career demonstrates a comprehensive expertise in credit assessment and portfolio management. Dipakkumar holds a Bachelor of Business Administration with a focus on Finance from JUNAGADH KELVANI MANDAL B.ED.COLLEGE and a DMBA from The ICFAI University, Tripura.