Ernest Pascal Gemadzie

General Manager, Recoveries

Ernest joined UMB on 19th October 2015 having worked with GN Bank Limited and Intercontinental Bank (now Access Bank Ghana Limited). He has over 15 years of experience as a Lawyer and over 7 years in Credit, Legal and Recovery issues. He holds a Bachelor of Law Degree (LLB) from the University of Ghana and a Barrister-At-Law Certificate (BL) from the Ghana School of Law. He also possesses a Postgraduate Diploma from the Institute of Social Studies (ISS)-The Netherlands and International Law Development Organizations,(IDLO), Italy.


Roles at Universal Merchant Bank

  • General Manager, Recoveries

    Current role


My work style

How I prefer to work

Qualities I value in my colleagues

Sign up to see more about the team at Universal Merchant Bank

My pet peeves

My communication style