Upgrade
Rachel Soto is a seasoned credit analyst with experience at Upgrade, Inc., CRB AUTO, and Wells Fargo. Rachel currently holds the title of Senior Credit Analyst at Upgrade, Inc., previously having worked as a Dealer Service Analyst and Loan Underwriter at CRB AUTO, and as a Credit Analyst at Wells Fargo. At Wells Fargo, Rachel specialized in underwriting both non-prime and prime customers, demonstrating a strong expertise in full spectrum lending.
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Upgrade
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Upgrade is a neobank that offers credit to mainstream consumers through cards and personal loans, together with free credit monitoring and education tools that help consumers understand and manage their finances. Upgrade Card provides an innovative credit card that brings the low cost and responsible credit of installment lending to millions of retail locations in the U.S., while Upgrade Account is a mobile banking product offered to mainstream consumers.