Rachel Soto

Rachel Soto is a seasoned credit analyst with experience at Upgrade, Inc., CRB AUTO, and Wells Fargo. Rachel currently holds the title of Senior Credit Analyst at Upgrade, Inc., previously having worked as a Dealer Service Analyst and Loan Underwriter at CRB AUTO, and as a Credit Analyst at Wells Fargo. At Wells Fargo, Rachel specialized in underwriting both non-prime and prime customers, demonstrating a strong expertise in full spectrum lending.