Upgrade
Soul Htite is a seasoned entrepreneur and technology leader with extensive experience in the financial technology sector. As the Founder and CEO of Valt Network since December 2020, Htite also serves as Co-founder and Senior Tech Advisor at Upgrade, Inc., and has held the position of Chairman of the Board at TrueNorth since 2012. Htite founded SinoLending and served as Executive Chairman until April 2017 and was a Co-founder and the Head of Technology at LendingClub.com, where Htite developed the world’s first marketplace lending platform, which became the largest of its kind by 2010. Additionally, Htite contributed to enterprise software as a Senior Development Manager at Oracle from 1995 to 2007.
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Upgrade
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Upgrade is a neobank that offers credit to mainstream consumers through cards and personal loans, together with free credit monitoring and education tools that help consumers understand and manage their finances. Upgrade Card provides an innovative credit card that brings the low cost and responsible credit of installment lending to millions of retail locations in the U.S., while Upgrade Account is a mobile banking product offered to mainstream consumers.