Upgrade
Ying Min Pang has a diverse work experience spanning various roles and industries. Ying Min is currently employed at Upgrade, Inc. as the VP of Fraud Analytics. Prior to that, they worked at Walmart Global eCommerce as a Principal Data Scientist. Ying Min also served as the Marketing Analytics Director at Lending Club and held positions at PayPal, Washington Mutual Inc, FICO, William M. Mercer, Incorporate, and Merrill Lynch. Throughout their career, Ying Min Pang has gained expertise in areas such as fraud analytics, data science, marketing analytics, risk analysis, and actuarial analysis.
Ying Min Pang earned a Bachelor of Arts degree in Economics & Statistics from the University of California, Berkeley in 2001.
Upgrade
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Upgrade is a neobank that offers credit to mainstream consumers through cards and personal loans, together with free credit monitoring and education tools that help consumers understand and manage their finances. Upgrade Card provides an innovative credit card that brings the low cost and responsible credit of installment lending to millions of retail locations in the U.S., while Upgrade Account is a mobile banking product offered to mainstream consumers.