David Lugo

David Lugo is a skilled Business Risk & Controls Advisor Director at USAA, where they lead a team focused on validating risk mitigation strategies and ensuring compliance across multiple lines of business. Prior to this role, they served as a Compliance Consultant at Wells Fargo, where they assisted in monitoring front-line controls and regulatory compliance. Their career also includes significant experience as a Manager of Audit & Regulatory Risk Oversight at Charles Schwab and as a Senior Compliance Officer at Western Union, where they evaluated and enhanced anti-money laundering efforts. David holds a Bachelor's Degree in Business Management from Colorado State University and an Associate's Degree in Business Administration from the University of Phoenix.