Kristina C. is an experienced professional in credit risk analytics and business management, currently serving as a Credit Risk Analytics Manager Lead at USAA since March 2024. Prior experience at Capital One spanned over 12 years, with roles including Senior Business Manager in various divisions such as Auto Refinance Command Center and Auto Finance Platform Partnerships, where Kristina led teams, established analytical frameworks, and improved operational efficiency. Kristina’s earlier experience includes roles in fraud prevention, online media marketing, and graphic design, complemented by a Master’s degree in Marketing from Mays Business School at Texas A&M University. Throughout her career, Kristina has demonstrated a strong capacity for leadership, innovation, and strategic analysis across multiple sectors.
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