Santosh Sahoo

Santosh Sahoo is a strategic analytics and risk advisory professional with 14 years of experience in driving executive decisions through data-driven strategies. They have a proven track record in managing credit policy and optimizing portfolio performance, currently serving as the Director of Bank Credit Strategy at USAA. Santosh has previously held significant roles at American Express, JPMorgan Chase & Co., and GE Capital France, focusing on credit risk analytics and compliance. They hold a Bachelor of Engineering in Electronics and Communications Engineering from the Army Institute of Technology and an MBA in Finance and Information Technology from the Institute of Management Technology, Ghaziabad.