Zan Zhao

Zan Zhao is an experienced actuarial professional, currently serving as an Actuarial Analyst I at USAA since June 2025. Previously, Zan held the position of Lead Actuarial Analyst at Clearcover, where responsibilities included leading quarterly rate indications, developing pricing recommendations, and enhancing profitability analysis using Python and SQL. Prior to Clearcover, Zan worked as a Senior Actuarial Analyst at Liberty Mutual Insurance, focusing on predictive modeling and team leadership for deep learning initiatives. Early career at Guy Carpenter featured roles such as Actuarial Analyst and Developer Analyst, where Zan conducted reinsurance pricing analyses, optimized workflows, and provided training on analytical tools. Educational qualifications include a Master's Degree in Actuarial Science from Columbia University and a Bachelor's Degree in Actuarial Science from the Central University of Finance and Economics.