Gavin Michael

Gavin Michael is a seasoned executive in the banking and technology sectors, currently serving as Chief Executive Officer at Varo Bank from November 2024 to April 2025, where a focus on digital innovation and financial resilience is central. Previously, Gavin held senior leadership roles at Bakkt, including Senior Advisor and Chief Executive Officer, driving the mission to expand digital asset accessibility. Prior experiences include Head of Technology for Citi's Global Consumer Bank, Head of Digital at Chase, and Chief Innovation Officer at Accenture, emphasizing technological advancement and customer experience. Gavin holds a Ph.D. in Computer Science from The Australian National University and a BSc(Hons) in Computer Science, Information Technology from The University of Western Australia.