Vishal Joy has a diverse and extensive work experience in risk management and fraud prevention. Currently, they are the Director of Fraud, Credit, AML Strategy & Ops at Veem, where they are responsible for developing strategies and managing risk product roadmaps. Prior to this, Vishal worked as a Manager 5 | Consulting | Financial Crimes | Fraud Risk at EY. Vishal also held leadership roles at PayPal, where they served as the Senior Manager for Merchant/Seller Risk and the India Site Lead for Merchant/Seller Risk (SMB). Before joining PayPal, Vishal worked at LinkedIn as a Manager in Safety Operations Support and Trust & Safety Operations. Vishal also gained experience in fraud risk management at Genpact and Quatrro. Earlier in their career, Vishal worked in business development at Entab Infotech New Delhi and in fraud risk management at Citifinancial Consumer Finance India P Limited. Vishal started their career as an Underwriter at GE Capital Business Process Management Services Ltd.
Vishal Joy completed their MBA in Finance from Symbiosis Centre for Management Studies- Pune from 2007 to 2009. Prior to that, they obtained a B.Com (Hons.) degree in Commerce from Delhi University from 2001 to 2004. Vishal also studied Computer Application at NIIT Pune from 2001 to 2004. Their secondary education was completed at Father Agnel School from 1991 to 2001, where they pursued Commerce with Maths for 10+2. In terms of additional certifications, Vishal has obtained a Certified Fraud Examiner (CFE) certification from the Association of Certified Fraud Examiners (ACFE) in 2021. Vishal has also completed various courses from LinkedIn, including "Improving Your Conflict Competence" and "Succeeding in a New Role By Managing Up" in 2021, and "Communicating with Diplomacy and Tact" and "Being Positive at Work" in 2020.
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