Laren Hays

Laren Hays is a seasoned mortgage underwriter with extensive experience in the financial services industry. Currently serving as a Senior Mortgage Underwriter at Village Capital & Investment LLC since December 2022, Laren previously held underwriting positions at JFQ Lending, LLC and Certainty Home Loans, where significant responsibilities included FHA DE underwriting. Additional roles include QC Underwriter at Newbold Advisors, where Laren conducted audits on FHA collateral, and User Acceptance Testing Analyst, selected for exclusive implementation testing of new loan origination systems. Previous experience also encompasses positions as a RESPA Auditor at Bank of America and a Remediation Underwriter at J.P. Morgan, focusing on loss mitigation and compliance. Laren's career began as a Closer at Saxon Mortgage, contributing to the initial HAMP pilot team. Laren pursued education at the University of Oklahoma from 2006 to 2007.