Jos van de Kerkhof is an experienced professional in the financial services and telecommunications sectors, currently serving as Country Manager for the Netherlands at Visa. Previously, Jos held several prominent roles at Visa, including Director Products Netherlands and Program Director Central Europe, and Director Products & Solutions for the Netherlands and Switzerland. Jos worked at ABN AMRO Bank N.V. as Head of Payments & Open Banking Products, as well as in various product management and sourcing positions. Earlier in the career, Jos was associated with the Royal Bank of Scotland Group, Vodafone, and Sara Lee/DE International B.V., focusing on procurement and sales. Jos holds a Master of Science in International Business from Maastricht University and a Bachelor of Science in International Business from Tilburg University.