Ernie Bernardo is a Senior Director of Global Data Science at Visa, where they lead advanced data analytics initiatives within the payments sector. They possess over 20 years of experience in Card & Payments, Retail, and Banking, with a proven track record in linking financial drivers to data-driven monetization strategies. Ernie previously held several key roles, including Head of Consumer Credit Card at Standard Bank Group and Credit Portfolio Manager at FirstRand Group. They earned a BCom Honours in Informatics Cum Laude and a BCom in Informatics from the University of Pretoria.
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