Serena Toh is currently a Risk Director at Visa Worldwide Pte Ltd, where they focus on Product and Payment Services Risk and Enterprise Risk Management. In this role, Serena partners with Product teams and market stakeholders to develop safe and compliant solutions while addressing enterprise-level risks. Prior to this, Serena amassed over a decade of experience in audit and risk management, including positions as Senior Associate and Manager at PwC, and as Senior Manager Internal Audit at Visa. Serena holds a Bachelor of Accountancy from Nanyang Technological University and several professional certifications, including Chartered Accountant and Certified Internal Auditor.
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