ViViBanca
Paolo Pennacini has a diverse work experience in the financial industry. Paolo started their career as an Auditor at Deloitte in 1994 before moving on to A&G Management Consulting S.r.l., where they worked in management consulting and M&A until 1999. Paolo then joined Banco Santander, where they held various roles including Responsabile Internal & IT Audit and Responsabile Controllo di Gestione, Risk Assessment. In 2012, they joined PerMicro as CFO / CIO and later moved to ViViBanca S.p.A. as the Chief Risk Officer in 2013.
Paolo Pennacini's education history begins in 1989 when they enrolled at the Università degli Studi di Torino. Paolo completed their studies in 1994, earning a degree in Economics with a grade of 108/110.
Several years later, in 2006, Paolo attended INSEAD where they participated in the Inter Alpha Management Programme. During their time at INSEAD, they focused on Finance and Financial Management Services.
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ViViBanca
Born out of the merger between TerFinance and Credito Salernitano, ViViBanca is a new national company specializing in credit to households through the provision of lending against the sale of the fifth and the supply of major banking products. Clear, simple, innovative and Italian, inspired by the life and desires of people who believe in the future, ViViBanca has been designed to offer simple solutions and immediate responses, both for financial needs and for saving management as an open bank , Thanks to on-line services and an extensive structure throughout the national territory. ViViBanca operates with the facilities and professionalism of the two companies from which it has been established through 2 branches, 80 employees, 70 agents, 700 affiliated banks and on-line banks through dedicated Internet Banking services. In terms of the solidity ratios, exceeding the limits imposed by the European Central Bank, ViViBanca has a net equity of 31.6 million euros, a CET1 ratio of 18.88% and a total capital ratio of 20.39%. More information is available at www.vivibanca.it.