Francois Zwarts

Francois Zwarts has extensive experience in credit management, particularly within the telecommunications sector. Currently, Francois serves as the Manager of Credit Management B2B at VodafoneZiggo, overseeing the management of B2B debt assets and the complete credit life cycle from credit vetting to collection. Previously, Francois worked at Vodafone, executing the company's credit strategy and handling both business and consumer customer credit processes. Additional experience includes roles at DHL Financial Services as an Area Collection Manager and various credit management positions at Libertel Verkoop & Services. Francois began a career in accounts receivables at Johnson Matthey and holds an SPD degree.