Wisr
Alexandre Maizy currently serves as the Head of Lending Products & Credit Risk at Wisr, a position held since January 2021, following a significant tenure at Westpac from February 2010 to January 2021 where roles included Senior Risk Manager for Personal Loans Originations and various product risk management positions. Alexandre's experience encompasses developing and implementing risk-based collection strategies across diverse portfolios totaling over $20 billion in assets, along with managing bad debt expenses for credit card portfolios worth $9 billion. Previously, Alexandre held portfolio management roles at Barclays Bank and credit analysis positions at Orange Personal Communications Services Limited. Alexandre holds a 2.1 degree in International Business from the University of Hull and a Bachelor's degree in International Business from KEDGE Business School, both completed in 2007.
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Wisr
DirectMoney combines retail investment and lending services in a unified service platform. It enables investors to directly invest in personal loans via a regulated investment product. Investors buy units in the DirectMoney Personal Loan Income Fund. Successful borrowers enter into loan contracts managed by DirectMoney. Borrower interest is paidto investors after deducting of loan losses and management fees. Borrowers with good credit and employment history will be offered rates that are priced according to their credit rating. This is an innovation in the Australian market where lenders usually offer only one rate based on a single credit grade.DirectMoney is positioned at the at the regulated mainstream end of the peer-to-peer (P2P) lending industry.