Wisr
James Goodwin is an accomplished executive with extensive experience in growth, marketing, and customer engagement within the consumer finance sector. Currently serving as the Chief Growth Officer at Wisr since February 2018, James drives strategic initiatives to enhance financial products and services. Previously, James held various leadership roles at Wisr, including Chief Customer and Marketing Officer and Acting Head of Employee Experience. James co-founded The Insiders Agency, Australia's first food and drink-focused influencer marketing agency, and also held key positions at Bankwest and Touch Creative AU. James's educational background includes a Master's in Media Practice from the University of Sydney and a Bachelor of Arts from the same institution.
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Wisr
DirectMoney combines retail investment and lending services in a unified service platform. It enables investors to directly invest in personal loans via a regulated investment product. Investors buy units in the DirectMoney Personal Loan Income Fund. Successful borrowers enter into loan contracts managed by DirectMoney. Borrower interest is paidto investors after deducting of loan losses and management fees. Borrowers with good credit and employment history will be offered rates that are priced according to their credit rating. This is an innovation in the Australian market where lenders usually offer only one rate based on a single credit grade.DirectMoney is positioned at the at the regulated mainstream end of the peer-to-peer (P2P) lending industry.