XP Inc.
Cristiano Ayres serves as the Executive Director of Banking Products at XP Inc. since June 2023, following a significant tenure as CEO of Banco Modal from July 2001 to July 2023. Prior experience includes a consultancy role at Banco Mundial in 2004-2005 and an auditor position at PwC from 1999 to 2001, specializing in the audit of financial institutions. Cristiano holds a degree in Economics from Universidade Federal do Rio de Janeiro and a Master's in Economics from Ibmec. Further education includes a postgraduate degree in Business Management from Harvard University and a course in Disruptive Innovation in Finance from Harvard Graduate School of Education.
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XP Inc.
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XP Incorporated's purpose is to transform the financial market to improve people's lives. They started in 2001, as a small office of independent investment agents in Porto Alegre. They got this far with the dedication of talented people who, through their culture of Dream Big, Open Mind and Entrepreneurial Spirit, had the autonomy and freedom they needed to transform the financial market. However, they know that the challenge is much greater. The big banks still have 95% of the investment market in Brazil, but they are here to break this logic and improve the lives of many more people. They are exactly what the financial system never was. If you identify with these concepts and want to build something special, dive into this opportunity.