XDS is the largest locally owned credit information bureau in South Africa, with subsidiary operations in Ghana and Zimbabwe. We are part of Mettus, a collective of established brands that spans the fast growing data and technology markets across Africa. XDS is rated a level 1 B-BBEE company and is headquartered in Sandton Johannesburg, South Africa. 

At XDS, we believe that customer value and lifecycle management has largely replaced old fashioned credit management in minimising risk and improve proﬁtability within a business. We are committed to providing smarter and more technologically advanced information solutions to credit grantors and other data users, so that they can make better decisions when it comes to granting and managing credit.

Our skilled and experienced team together with our leading-edge technology means we’re able to oﬀer innovative and customised credit solutions for rapidly changing business environments. We have extensive experience in credit bureau operations both locally and internationally and are considered the technology leader in developing and deploying credit bureau operating software

JHB Office: 011 645 9100 
DBN Office: 031 584 7379 

Credit

Xpert Decision Systems (XDS) Pty Ltd

Xpert Decision Systems (XDS) Pty Ltd's headquarters in Johannesburg, South Africa

This department oversees the administration and organization of data resources to ensure efficient data handling and accessibility.

Data Management

The Account Management Team at Xpert Decision Systems (XDS) Pty Ltd focuses on fostering and maintaining strong relationships with key clients across various sectors. They ensure client satisfaction, drive business growth through strategic partnerships, and customize credit information solutions to meet the unique needs of each client. This team is pivotal in helping clients leverage XDS's advanced technology for better decision-making in credit management.

Account Management Team

This department focuses on analyzing data to drive business decisions and provide actionable insights.

Analysis and Insights

This department focuses on managing relationships with clients to ensure customer satisfaction and drive revenue growth.

Account Management

This department focuses on analyzing credit data and reporting for commercial purposes.

Credit Analytics

The ICT and Engineering Team at Xpert Decision Systems (XDS) Pty Ltd is responsible for developing, maintaining, and deploying leading-edge credit bureau operating software and technological solutions. This team ensures the seamless integration and flawless operation of ICT infrastructure, provides technical support, and drives innovative advancements to meet the rapidly evolving needs of credit grantors and data users. By leveraging their expertise in both local and international credit bureau operations, they enable XDS to deliver smarter, customized credit solutions that enhance risk management and profitability for businesses.

ICT and Engineering Team

The Product and Development Team at Xpert Decision Systems (XDS) Pty Ltd is responsible for designing, developing, and rigorously testing innovative credit solutions and software applications. This team leverages leading-edge technology and extensive credit bureau operation experience to create customized products that help credit grantors and data users make smarter, data-driven decisions in rapidly changing business environments. The team includes roles such as SQL Developer, Product Application Tester, and Product Development Executive.

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Other teams

Account Management Team

Analysis and Insights

Account Management

Credit Analytics

ICT and Engineering Team

Product and Development Team