Ramakrishna Bhagavan is experienced in various high-level positions in the banking industry, with a strong focus on P&L management, revenue delivery, and customer experience. Currently serving as the Chief Financial Officer at Xpheno, Ramakrishna has also held executive roles at MauBank Ltd, IDFC FIRST Bank, Kotak Mahindra Bank, HSBC, and ABN AMRO Bank N.V. Known for their ability to turn around divisions into high performing units, Ramakrishna has a Master of Business Administration degree in Marketing from Vinayaka Mission's Research Foundation - University.
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