Richard Davies

With over twenty years of experience in SME banking and fintech, Richard has established himself as an industry leader. He currently serves as the CEO of Allica Bank, a digital challenger bank catering to SMEs.

Before joining Allica Bank, Richard played a crucial role as Group COO at Revolut during its expansion from 5 million to 15 million customers and entry into various new markets.

As the founding CEO of OakNorth, he was responsible for devising the business model, technology, and regulatory license application. Richard has also held senior positions at major banks, including TSB as Commercial Banking Director, and HSBC as COO for their UK Commercial Bank.