Joaquín Ayuso de Paul

Joaquín Ayuso de Paul is a seasoned professional in the fintech and banking sectors, currently serving as the Global Head of Product at Zero Hash since January 2024. With a strong entrepreneurial background, Joaquín founded Rayo Neobank and served as CEO at Denizen Financial while also holding significant advisory roles at multiple companies, including A&G and Ntropy. Joaquín was previously the Head of Nium Labs at NIUM, overseeing the development of services focused on cryptocurrency and Web3. Early career experiences include the role of Entrepreneur in Residence at BBVA and founding Kuapay Technologies, Inc., which led mobile payment deployments in Latin America. Educated in Computer Science at Universidad Pontificia Comillas, Joaquín combines technical expertise with leadership in financial innovation.