Terry Lau is a seasoned professional in risk management with extensive experience across various financial institutions. Currently serving as Risk Management Director at 中泰國際 since December 2021, Terry previously held key positions including Head of Credit Risk at 致富集團 Chief Group, Senior Credit Risk Manager at CITIC Securities International, and Head of Risk Management at CASH Financial Services Group Limited. Earlier roles also include Senior Credit Manager at DBS Bank and Credit Officer at China Galaxy Financial Holding Company Limited, showcasing a robust background in credit risk management. Terry began the career as a Senior Credit Officer at 時富金融服務集團. Educationally, Terry holds a Bachelor's degree in Finance from The Hong Kong Polytechnic University, completed between 2006 and 2008.
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Zhongtai Financial International Limited
Zhongtai Financial International Limited (“Zhongtai International”, formerly known as "Qilu International"), is a wholly-owned foreign subsidiary of Zhongtai Securities, is pursuant to the license approval from The China Securities Regulatory Commission to be established in Hong Kong. To facilitate its rapidly growth of cross-border business covering the major capital markets, Zhongtai International strived to set up overseas branches across the globe and has now established its presence in Mainland China, Hong Kong, Singapore, Japan and Korea. Zhongtai International’s parent company, Zhongtai Securities Co., Ltd. (“Zhongtai Securities”, formerly known as "Qilu Securities"), is a listed Securities Group (Stock Code: 600918.SH) incorporated in China under the supervision of Shandong Provincial State-owned Assets Supervision and Administration Commission (SASAC). With over 7,400 employees and more than 350 securities sales offices covering 28 provinces across the country, Zhongtai Securities provides full spectrum of financial services to both corporate and individual clients and has been recognized with its professional and quality one-stop services. In reliance on the resources and advantages in Mainland China from the parent company, Zhongtai Securities, Zhongtai International adopts financial holding company model with international management concept, financial innovation and quality service standard providing comprehensive overseas investment solutions and integrated financial services span across corporate finance, wealth management, asset management, fixed income, currency & commodities, brokerage, institutional business, etc. to global investors and corporations through its subsidiaries. Zhongtai International is devoted to connect global investors with the capital market in Mainland China, establish linkage between markets in Mainland China and Hong Kong, and make due contributions to the China financial industry’s development and internationalization.