ZOOD
Jakhongir Usmonov is an experienced legal and financial professional currently serving as the CEO Uzbekistan and Country Manager at Zood (ZoodPay | ZoodMall) since July 2023, with a focus on fintech, e-commerce, and e-logistics. Prior to this role, Jakhongir held senior positions at Centil Law Firm, where responsibilities included corporate law, mergers and acquisitions, and investments between February 2018 and June 2023. Jakhongir's career also features experience as an Islamic Banking and Finance Executive with Dubai Islamic Bank, a Country Consultant for Gateway Global Lawyers specializing in Islamic finance, and multiple roles within Diplomat Law Firm, including Associate and Paralegal, as well as in-house legal advisory work at Life Pharma Systems LLP. Educational qualifications include a Master of Laws in International Business Law from BPP University and an Islamic Finance Qualification from The Chartered Institute for Securities & Investment.
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ZOOD
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ZOOD is a digital lending platform for e-commerce. Our ecosystem embeds FinTech (ZOODPay), E-commerce (ZOODMall), and E-logistics (ZOODShip) services, with lending being our core activity. Headquartered in Switzerland, the ZOOD App has 10 offices serving over 10 million users. We are committed to delivering a "Swiss quality" shopping experience and cross-border services to merchants and shoppers across fast-growing FinTech and E-commerce emerging markets in Pakistan, Uzbekistan, and Lebanon. ZOODPay offers three lending products: (1) ZOODPay SME Inventory to select ZOOD ecosystem merchants providing monthly inventory financing and the necessary warehousing technology, (2) ZOODPay BNPL, a 4-installments consumer plan with 0% interest, and (3) ZOODPay Credit, an extended consumer BNPL product (up to 12 months) with interest. Our consumer lending products are available through multiple distribution channels: ZOODMall, our own marketplace with 7 million + products from 30,000 local and cross-border sellers; on partners' apps and websites through a seamlessly integrated API; and in offline partner shops across our countries of operation.