ZOOD is a digital lending platform for e-commerce. Our ecosystem embeds FinTech (ZOODPay), E-commerce (ZOODMall), and E-logistics (ZOODShip) services, with lending being our core activity. Headquartered in Switzerland, the ZOOD App has 10 offices serving over 10 million users. We are committed to delivering a "Swiss quality" shopping experience and cross-border services to merchants and shoppers across fast-growing FinTech and E-commerce emerging markets in Pakistan, Uzbekistan, and Lebanon. ZOODPay offers three lending products: 
(1) ZOODPay SME Inventory to select ZOOD ecosystem merchants providing monthly inventory financing and the necessary warehousing technology, (2) ZOODPay BNPL, a 4-installments consumer plan with 0% interest, and (3) ZOODPay Credit, an extended consumer BNPL product (up to 12 months) with interest. Our consumer lending products are available through multiple distribution channels: ZOODMall, our own marketplace with 7 million + products from 30,000 local and cross-border sellers; on partners' apps and websites through a seamlessly integrated API; and in offline partner shops across our countries of operation.

E-Commerce

FinTech

Lending

ZOOD

Naureen Hyat

Chingiz J.

Izzatillo Ravshanov

Muneeb Shah

Edmond Nehme

Shakhzoda Pirnapasova

Sanjar Khudayberdiyev

Timur Sultanbek

Manuela Melinescu

Vijay Katiyar

Yuriy Vasiyarov

Lasha Gurgenidze

The Engineering Team at ZOOD is responsible for developing, maintaining, and enhancing the digital lending platform that integrates FinTech, e-commerce, and logistics services. This team ensures the robustness and quality of software through rigorous testing and quality assurance processes, while also managing risk technologies to safeguard transactions and user data. Collaborating closely with cross-functional teams, they innovate and implement solutions that optimize the user experience for over 10 million customers across emerging markets.

Engineering Team

Leadership Team

Marketing Team

Engineering Team

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Leadership Team

Marketing Team