Michelle Kramer

Michelle Kramer is a seasoned professional with extensive experience in the financial technology sector, currently serving as a Senior Product Manager at Zoral since February 2021. Prior roles include Project Manager/Product Owner at CU Direct from January 2019 to January 2021, and Business Analyst in Software as a Service (SaaS) at LoanScorecard from August 2017 to January 2019. Earlier career highlights include various positions at Wells Fargo and other organizations from August 2002 to August 2017, focusing on portfolio management and home loan consulting. Michelle holds a Bachelor of Arts degree in Economics and a Bachelor of Science degree in Economics from California State University, Fullerton, along with two Associate's degrees in Business Administration and Management and Behavioral Sciences from Irvine Valley College.