Herman Kukhtenkov

Herman Kukhtenkov is a co-founder and chief product officer at Agave Finance, a London-based company specializing in smart contract-backed insurance solutions for the decentralized finance sector since October 2022. Additionally, Herman co-founded 2Nova Interactive in July 2011, focusing on product development services for major banks and retail companies, and has been a co-founder at IKRA Group since January 2011, which assists businesses in innovative thinking and creativity. Herman also served as an advisor for the Visa Everywhere Initiative 2021 and held an independent consultant role at the Visa Innovation Studio from October 2019 to February 2022.