Jhalak Khandelwal currently holds a position in Product Management & Distribution for Payments and Prepaid Cards at Aditya Birla Capital, which began in October 2023, focusing on product strategy development through market research and cross-functional collaboration. Previously, Jhalak served as Assistant Vice President of Product Management at HDFC Bank from June 2019 to November 2023, managing card variants and overseeing the complete product lifecycle. Jhalak also worked as a Senior Product Manager at Flatworld Trading Private Limited from October 2016 to June 2019, directing business operations and revenue management, and held roles in merchandising and marketing at Best Deal TV Pvt Ltd, Damul Trading Pvt Ltd, and Shop CJ India, showcasing a strong background in product development and market negotiation. Jhalak holds a Master of Management Studies in Marketing from N. L. Dalmia Institute of Management, earned between 2010 and 2012.