Hanif Ghulam

Hanif Ghulam is an accomplished finance professional currently serving as Executive Director at Affin Bank Group since December 2021. Prior to this role, Hanif Ghulam amassed extensive experience at CIMB from June 2005 to December 2021, holding positions such as Regional Head Islamic Treasury, Director, and Deputy Treasurer in Islamic Treasury. Educationally, Hanif Ghulam holds a Bachelor's Degree in Economics from HELP University, earned between 1998 and 2002.