Phuti Tsela is an experienced credit management professional currently serving as the Credit Manager for Commercial Property Finance at African Bank since August 2024. Previously, Tsela held the position of Senior Credit Manager at Sasfin, specializing in Business and Commercial Banking, and served as a Credit Structuring Specialist at Barclays Wealth and Investment Management. Early career roles include Credit Analyst positions at Absa and WesBank, and Credit Control Officer at Absa, demonstrating a strong foundation in credit assessment and risk analysis. Tsela holds a Postgraduate Diploma in Risk Management, a Certificate in Financial Management, and a B Tech in Credit Management from the University of South Africa, as well as a National Diploma in Credit Management from Tshwane University of Technology.