Kevin Hougas

Kevin Hougas, CERP has a Master's degree in Applied Economics from the University of Alabama and a Bachelor's degree in Economics. Kevin has extensive experience in risk management and analytics, having worked at companies like AgriBank and US Bank in various roles such as Director of Enterprise Risk Management, VP of Credit Administration Risk Analytics, Senior Econometrician, and Basel Credit Risk Analyst. Kevin has a strong background in developing models for stress testing, economic capital, credit loss forecasting, and compliance with regulatory standards like Basel II.