Erik Howard

Erik Howard is an experienced finance professional with a robust background in credit management and commercial lending. Currently serving as a Credit Officer at Allegacy Federal Credit Union since June 2019, Erik previously held the position of Vice President of Special Assets at Capital Bank, overseeing troubled debts and non-performing assets across North Carolina. Erik has extensive experience in managing special assets, having served as Senior Vice President at SunTrust Bank and in multiple senior roles, including Vice President at The Fidelity Bank and RBC. Erik began a banking career at Wachovia Bank of NC, focusing on commercial real estate financing. Erik holds a Master’s degree from Texas Tech University’s Rawls College of Business, along with a Bachelor's degree in Finance and a Master's in Economics.