Khushboo Mertia is a seasoned commercial underwriter currently employed at Allica Bank since February 2022, specializing in various financing solutions, including real estate loans, corporate finance, and external commercial borrowings. Prior to this role, Khushboo served as a credit analyst at Punjab National Bank International Limited in London from July 2011 to January 2022, gaining comprehensive experience in the complete loan cycle, which encompasses credit-risk analysis, appraisal, documentation, disbursement, reporting, and monitoring. Khushboo holds an ACMA and CGMA from The Chartered Institute of Management Accountants (2011-2016), an M.B.A. in Finance and Marketing from Anna University (2006-2008), and a Bachelor's Degree in Business Administration and Management from Madurai Kamaraj University (2003-2006).
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