Harsh Toshniwal

Harsh Toshniwal is an experienced finance professional currently serving as a Cluster Credit Manager at Ambit Private Limited since January 2023, previously holding the position of Branch Credit Manager. Harsh has extensive experience in credit underwriting for MSME loans and mortgages. Prior to Ambit, roles included Branch Credit Manager and Assistant Credit Manager at Adani Capital, and Credit Officer at AU SMALL FINANCE BANK. Earlier experience encompasses a Senior Officer position at ICICI Bank and an Account Manager role at G.V Toshniwal & Co., where responsibilities included tax consultancy. Harsh holds an MBA in Finance from Jai Narain Vyas University, a BCom from Mohanlal Sukhadia University, and a Post Graduate Diploma in Banking Operations from the National Institute of Information Technology. Additionally, Harsh is pursuing chartered accountancy through The Institute of Chartered Accountants of India.