Michael Terra

Director of Regional Banking at American AgCredit

Michael Terra is an accomplished professional in the agricultural sector, currently serving as the Director of Regional Banking and Business Development Officer at American AgCredit since November 2017. With extensive experience as the Farmer-Owner at COLTER Ag Management, LLC since 2005, Michael specializes in almond orchard management, including fertility, irrigation, and pest management practices. Previous roles include Turlock Operations Manager and Berry Crop Manager at Norcal Nursery, Inc. and Sierra Cascade Nursery, Inc., respectively, where responsibilities encompassed the cultivation and harvest of berry crops and personnel management. Michael's background also includes work as an Agriculture Biologist at the Stanislaus County Agriculture Commissioner's Office, ensuring pesticide safety and compliance within agricultural practices. Michael holds a Bachelor's degree in Agriculture Business and Management from California State University, Fresno, and has studied at Modesto Junior College and California State University, Chico.

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