AAIS (American Association of Insurance Services)
Michelle Juster has extensive experience in the insurance industry, with a focus on regulatory compliance, underwriting, and product development. Michelle currently holds the position of Assistant Counsel at AAIS (American Association of Insurance Services) since August 2021. Prior to this, they worked at Zurich North America for seven years starting in August 2014. During their time at Zurich, Michelle held the roles of Technical Underwriter and Product Development, Management Liability, where they provided expertise in regulatory and underwriting issues for management liability lines of business. Michelle also served as an Underwriting Regulation Analyst, assisting with insurance regulatory matters and drafting state-specific endorsements. Before joining Zurich, Michelle worked as an Associate Attorney at the law firm Schuyler, Roche & Crisham, PC, from September 2010 to November 2014. In this role, they drafted policy changes for various insurance policies and handled communications with state insurance departments. Michelle began their career as a Law Clerk at Tressler LLP from October 2008 to May 2010. Overall, Michelle Juster's work experience showcases their expertise in insurance regulation, underwriting, product development, and legal matters in the insurance industry.
Michelle Juster attended the University of Michigan from 2003 to 2007, where they earned a Bachelor of Arts degree in Political Science. Following this, they attended the Chicago-Kent College of Law, Illinois Institute of Technology from 2007 to 2010, where they obtained a Juris Doctor (J.D.) degree and specialized in Labor and Employment through a certificate program.
AAIS (American Association of Insurance Services)
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The American Association of Insurance Services (AAIS) is a Member-owned, non-profit national insurance advisory organization that provides specialized services to property/casualty insurers. More than 700 P/C insurers of all sizes throughout the U.S. use policy forms and/or rating information provided under more than 34 AAIS programs of personal, commercial, agricultural, and inland marine insurers. Long-known for its industry-leading inland marine and commercial output programs, AAIS in recent years has set new standards for innovation in agricultural property and liability coverage, and led the way in introducing the first advisory organization plan for rating homeowners policies by peril. In addition, AAIS is one of two licensed statistical agents operating nationally that collects P/C statistical information for meeting regulatory requirements and for developing loss costs for use in rating policies. In 2013, AAIS made a substantial new departure by launching its "Underwriting Platform," a cloud-based application for underwriting and rating policies and capturing information during the quote process. "UP" has been developed to support AAIS's industry-leading Commercial Output Program and key classes of its Inland Marine Guide. In coming months and years, it will be deployed to support all AAIS programs. AAIS was created in the mid-1970s as the successor organization to a former inland marine rating bureau and continues to operate under a commitment to preserve competition in bureau services for P/C carriers. AAIS is currently led by Edmund J. Kelly, president and CEO, who came to AAIS in 2012 after years of experience in organizations that provided professional liability and property catastrophe insurance.