American Coastal Insurance Company (“ACIC”) was founded in 2007 for the sole purpose of insuring Condominium and Homeowner Association properties, and apartments in the state of Florida. We do this through an exclusive partnership with AmRisc Group, which is the largest Managing General Agent in the country specializing in hurricane-exposed properties. 

Agents and wholesalers have trusted ACIC and AmRisc Group to protect Commercial Residential properties throughout the state of Florida, because of fair terms, pricing, and a best-in-class claims service through a partnership with Sedgwick Claims Management.

Catastrophe exposure management is critical to companies writing hurricane-exposed properties. ACIC’s reinsurance protection is two times the Florida minimum requirements. We have designed the catastrophe reinsurance protection to meet or exceed the standard protection levels for AM Best “A” rated carriers, and plan to maintain this approach in the future. Catastrophe reinsurance is provided by a commercial placement with all “A-”or better rated or fully collateralized reinsurers and the Florida Hurricane Catastrophe Fund.

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American Coastal Insurance Company

American Coastal Insurance Company's headquarters in St. Petersburg, United States

American Coastal Insurance Company

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