American Coastal Insurance Company
William Finlayson currently serves as the Vice President of Claims for Shared Services at American Coastal Insurance Company, a position held since March 2023. Prior to this role, William Finlayson was the Director at United Property & Casualty Insurance Company, bringing extensive experience in the insurance industry.
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American Coastal Insurance Company
American Coastal Insurance Company (“ACIC”) was founded in 2007 for the sole purpose of insuring Condominium and Homeowner Association properties, and apartments in the state of Florida. We do this through an exclusive partnership with AmRisc Group, which is the largest Managing General Agent in the country specializing in hurricane-exposed properties. Agents and wholesalers have trusted ACIC and AmRisc Group to protect Commercial Residential properties throughout the state of Florida, because of fair terms, pricing, and a best-in-class claims service through a partnership with Sedgwick Claims Management. Catastrophe exposure management is critical to companies writing hurricane-exposed properties. ACIC’s reinsurance protection is two times the Florida minimum requirements. We have designed the catastrophe reinsurance protection to meet or exceed the standard protection levels for AM Best “A” rated carriers, and plan to maintain this approach in the future. Catastrophe reinsurance is provided by a commercial placement with all “A-”or better rated or fully collateralized reinsurers and the Florida Hurricane Catastrophe Fund.