Michael Czarnecki

Michael Czarnecki serves as the Senior Director of Cyber Security Risk Oversight & AI at American Express, where oversight of second-line cybersecurity risk governance includes the development of a unified control taxonomy aligned with NIST 800-53, ISO 27001, and internal policies. As an Independent Consultant, Michael provides fractional CISO services to startups and growth-stage companies, focusing on cybersecurity program development and risk governance. Prior experience includes serving as the Director of Security Engineering and Operations at Capital One, where integration of Splunk SIEM and MITRE ATT&CK was achieved, and as Senior Manager of Cyber Security at both Norges Bank Investment Management and the U.S. Department of Veterans Affairs, where significant improvements in operational efficiency and audit success were realized. Michael holds a Master's degree in Cyber Security from the University of Maryland Global Campus and a Credential of Digital Innovation and Strategy from Harvard Business School Online.