Richard Francia

CTO at Apto Payments

Richard joined Apto following its acquisition of Vertical Finance, where he was co-founder and CTO. Richard has built and scaled technology teams and platforms for over 25 years across different industries. Richard has worked at various stages of companies, from startups to public companies, including Yahoo, AT&T Interactive/YP.com, and Earthlink. Richard’s passion for technology to innovate and solve business problems has led him to co-found multiple startups with a proven track record of exits. In his spare time, you’ll find him hacking away on his ever-evolving home automation project.

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  • CTO

    Current role

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