Yoko Kaluza

Yoko Kaluza has a wealth of experience in the fintech and digital marketing industries. Yoko began their career in 2010 as a SEM Consultant for Kelkoo Group. In 2011, they moved to Omnicom Media Group Spain as a Digital Performance Manager and Senior Marketing Consultant. In 2014, they became the Digital Performance Director for Resolution Media Spain (OmnicomMediaGroup), where they were responsible for developing digital strategies for key clients, acquiring new clients, and managing partner relationships. From 2016 to 2021, Yoko held the roles of Managing Director Kreditech Spain and Head of Sales and Marketing ES for Kreditech Holding SSL GmbH. Most recently, they were appointed Program Director Lending for Arbor Fintech.

Yoko Kaluza attended The University of Freiburg from 2003 to 2009, where they earned a Staatsexamen in Intercultural Linguistics / Literature (Spanish and English). In 2005 and 2006, they studied Hispanic Linguistics and Literature at Universidad de Sevilla. In December 2022, they obtained a certification in Decentralized Finance (DeFi): The Future of Finance from Duke University. Additionally, in August 2022, they obtained a certification in Principles of Sustainable Finance from Erasmus University Rotterdam.