Lusine Galstyan has extensive experience in credit risk analysis and financial consulting, currently serving as a Senior Credit Risk Analyst at Ardshinbank CJSC since January 2017. Prior roles at Ardshinbank include Senior Financial Consultant in the Retail Loans Restructuring Division and 2nd category Specialist in the Corporate Business Loans Restructuring Division. Lusine's earlier experience includes working as a Credit Specialist in the SME lending unit at Areximbank-Gazprombank Group from January 2014 to December 2016, and as a Credit Specialist in the Corporate credit department at Ardshinbank from May 2012 to January 2014. Lusine holds a Master's degree in Economics, specializing as an expert consultant in the Agri-Food System from Armenian State Agrarian University, which was completed in 2012.
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